Technology

Two weeks back, me and my friend went to a branch of 'Bank of America'(BOA) to transfer money from my 'citibank' account to my friend's BOA account. Since the money transfer fee is lesser in "Cash advance" mode of transaction when compared to ATM withdrawal money, we opted this mode.

We approached a staff(S1) (who looked like new to this bank) and asked her to do the same. Avanga thiru thirunu muzhichutu, its not possiblenu sonnanga. Since some of our others friends had already done this before, we told her its possible. In the mean time another staff(S2) came and told her how to do that. Then, S1 went inside to do the transfer.

Oru five minutesku apuram S1 came out and told sadly "we are sorry, we lost the electronic transaction code and cant deposit the money"

adipaavigala enna solreenga? doctors ellam operationku apuram vandhu solra maadhiri solreenga?

Me: So.o.o.o.....? (micham meedhi irukra panthayaavadhu vitu vainga)
S1 and S2: let us try what can be done. Please wait patiently (aaama idhuku onnum korachal illa)

S2 called some numbers and came back to us after 40 mins.

S2: Once again sorry
Me: ????
S2: We could not do anything. Can you please call your citibank call centre and ask them to revert back the transaction or get the transaction code?
Me: Yeah
S2: If they cant cancel the transaction, please come tommorrow we shall do something else.
Kadavule, en pozhapu ipdi aayuduche :(
Came back to my apartment, called citibank call centre (vera enga? chennai thaan) and told the details. She said, money has been already deducted from your account and it can not be reverted back. (Transaction code-yaachum kodu thaayi, unaku punniyama pogatum). Got the code and went to BOA next day. Then they sent a fax to citibank, chennai saying that they didnt get the money and to revert back the amount.
Two daysku apuram, I got my money back.

If that machine had received the transaction code without failure, our transaction would have completed in lesser than 5 mins.

Comments

u wanted to trasfer mney from indian account to BOA?
Unknown said…
Senthil,
Yes. I am using citibank 'world money' card.
KC! said…
sandosha padunga, atleast you got ur money back in 2 days - I went around for the money for 6 months!
Anonymous said…
2 naala thirumba kidaichudutha??? I had asked this citibank people to send a DD with some code at the back... finalla they sent the DD without code because of which the DD was not accepted :(
citibank-la en DD ya revert panna solli oru 4-5 masam calls/nerla poi pakarathu... ellam nadanthuthu...!!

You are lucky dude..
Pavithra said…
Banks are pain...I think u're lucky.
Priya said…
Naan citibank 'world money' card use panninadhu illa. Ana, enna dhan technology develop ayirundhalum indha madhiri appapa nadakkaradhu sagajam dhan. Good that you got the money back within a couple of days.
really you should be happy, to get the money back in two days.. these days banks are behaving like robbers sometimes.. (FYI I have written my pondicherry experience in my blog)
Syam said…
sari money thirumbi vandhuruchu illa pona poraanga vidunga :-)
Syam said…
sari money thirumbi vandhuruchu illa pona poraanga vidunga :-)
Syam said…
next time la irundhu any problem na enakum city bank la acc iruku athuku transfer pannidunga..same bank to bank onnum problem irukaathu :-)
Bharani said…
Kaasu kedachuthilla....santhosa padunga...ellam enga code panra vilayaathu than :)
Unknown said…
Usha,
Neenga solradhum sari thaan

Janitri,
Acho....did u get ur money back?

Pavithra,
Hmm

Priya,
Adhuku naan thaan victim-a? :(

Kadal ganesan,
You are right....I will read ur post

Syam,
Avanga nalla neram, naan konjam cool-a irundhen :)....
Pannalaame...yenaku oru 1000$ test money-a anupunga...i will send 10$ back to you to check if it is working fine :)

Bharani,
Naan appave nenachen...namma aalunga yaaro thaan indha velaya panni irukanumnu :)
G3 said…
Paravaa illayae.. 2-ae naalla ungalukku paisa kedachuduchey.. U r lucky :)

Outsource panni namma kitta codea kuduthadhaala velinaatukaaran dhaan kashtapadaraannu paatha anga pora namma makkaluma? Enna kodumai idhu saravana? :D
Anonymous said…
Kidachudutu... finally!!
Unknown said…
G3,
Change "Enna kodumai idhu saravana?" to "Enna kodumai idhu Bharani?" nu maathunga :)...bharani-m idha maadhiri projectla work panraar ;-)

Janitri,
Thats good
Anonymous said…
ellaarum sonna maadhiri dhaan...eppidiyo rendey naala kedachadhilla...sandhosa padunga...
many banks are like this...
Anonymous said…
atleast andha transaction code'aavadhu thandhaangale...adhukkum appidi ippdinu romba scenea poduvaanga
ambi said…
ethoo ozhunga panam thirumba vanthathe!nu santhosa padu. *ahem* ithuku ethunaachum party kidayaatha? :D
KK said…
Ithuku than bank'la niraya panam vekkakoodathunu sollurathu :)
selavu panna intha maathiri problem'e irukathu :)
Unknown said…
Golmal,
Hmm

Ambi,
Party thaana, vachuta pochu...

KK,
Naraya panam irundha naan naan kavala pattu irka maaten :)
Sasiprabha said…
Usually, Usha only have these type of kodumais.. Ippa ungalukkuma Bala.. So sad.. Two daysukku vatti potu vaangineengala.. illa panam thirumba kedachadhe podhunnu vituteengala..
//adipaavigala enna solreenga? doctors ellam operationku apuram vandhu solra maadhiri solreenga//

athula maarchuvari thaan..ithula panam thirumba vanthathE..santhosapadu bala..

ambi sonna maathiri oru treattai podu.. athukku ennaiyum kooppidu bala
Unknown said…
Sasiprabha,
Amaam...ennaiyum kodumai attack pannudhu....I didnt ask for interest...panam kedacha podhum saaminu vituten...

Karthikeyan,
Treat-ku marakaama purse konduvaanga...
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